Saturday, July 12, 2008

Money issues!


it really rocks to go out with friends an enjoy....... every thing turns out smoothly until u suddenly realise your sweeter side has been used a tad too much by ur friends and u end up paying for everything........ yup yup this happens to her highness so frequently tat from expert advises an late night deep thinking she has come up with ides on how to tackle this........
  • step 1 realise tat friends can always be friends but when it comes to money it must be handled a tad differently.
i belong to this "oh so sweet" category... an it still is one tough job to open myslef up and tell my friends firmly everyone has to pull in money equally.. the most important way to handle such an issue is to choose the right words to tell your frnds abt tat. guess an idea can be to message them before leaving home tat plan goes in a way tat everyone needs to share expenses.... this is more easy as u don need to see them face to face... an all ofthem have to reply a "ok" to that.....
  • never start offering to pay for someone hoping they will pay it bak later.
one very diffficult problem here too.... here either tat friend will end up taking ur gesture for granted and completely ignore tat fact later or will simply assume he/she does not need to pay bak thinking you are treating them. another problem here is some ppl i really luv as frnds simply dont pay back the money but instead offer to buy something in return..... this is where it gets tougher.... i remmebr once i payed for the movie ticket for my frnd an me and for the snacks (rs 180 totally) an instead of atleast paying for the ticket directly she said she will get me lunch...... i aint the kind who can obviously eat for hundred odd bucks an ended eating a small veg burger an wow my savings were over in one wink!!
  • never get to the position of spending all your money what so ever.
you know when can this suck? when you realise you payed up all your money on lunch for friends an finally even for bottle of water you need to depend on them..... well this is where your frnds may sulk get lazy or divert you into not buyin from their money. well so you go out an cant afford to buy a water for yourself too! so each time you spend make sure you intelligently spend. if your a vegetarian you seriously dont need to spend on the non veg starter... if you arent the type who swears by a 50 buck juice during lunch like your friend simply dont pay for tat either. its their personal need and they ought to spend!
  • if someone treats you someday do treat them back another day.
this may sound tricky but the key is to get the message across that usually noone gets to overspend on another. this maybe your boyfriend or best frnd in question... if he/she treats you today do buy them something back later. it can be usually of around the same amount if its an ok ok buddy. but if its someone closer to you ... it dosent matter if you spend more. cause they sure will know your financial situation an help out when your broke.
  • the water bottle crisis!
i have faced this always during excursions. its so unfair to be buying water and eventually everyone drinking from it but you! sometimes it does hurt to be vocal about it to your friends... but do small changes. when in school during out station trips our rommates had to spend each day in turns for a 2 litre bottle meant only for us. its easier to be vocal when a group abides by you than you alone saying you cant share water and moreover everyone got to spend each day getting us savings.
  • bus ticket problems.
firstly make sure your whole bunch of friends have enough change. though it does seem polite for one person to pay for all sometimes when things start being taken for granted even it return journey you will feel the burn in your purse! so tell firmly you can atmost pay for one more frnd and ask each to pair up tat way an give you final amount . this way while coming back the other person can pay for you. if its a close friend and your bus ticket is say 3 bucks pls for heaven sake dont pay her/him back. it gets really embarrasing if you are so calculative to the extreme limits.... and sometimes when you know you have over burdened a friend on a huge treat pls atleast do the deed of paying tat buddy for the journey.. and if you can handle change with a huge gang plan and distribute the money to one person before hand. so you dont need to be unnessesarily worried.
  • handbagsss are a pain sometimes!
my sweetest friends are so ungirly that they dont carry a purse nor a bag. and im this miss girly girl who swears by a handbag . it gets irritating when they hand over their money to you. [ now you may think its an advantage to spend their money but well when in bus waiting to bus ticket they will just keep waiting blank cause well you have the money. its difficult at that point to ask them to pay as you need to find thier money get the change blah blah an lot easier to head to your purse!!] so once their money is in your bag you cant spend it so easily.... lets take an example here.... say we are in a place like asendas and you and one of your buddy heads to order while friends catch a place to sit. you can order for them but without askingthem it feels odd to take their money right? so y all trouble ...tell them they need to bring a purse and handle their things. its a huge trouble if they place their house keys/cap/ umbrella/ coolers/hairbrush /clips in ur bag cause you r responsible for all of it an moreover you need to carry it throughout.
  • if your giving a treat tell your friends your budget first.
some ppl really dont mind buying something really lucious and sinful when a treat is announced... do know that you cant always order stuff like you do when your parents take you out. so one learn to order something simple and affordable if someone treats you. and if your giving the treat either suggest affordable combos to your mates and take the lead to order or fix a budget for each an tell them to suggest each a dish of their liking in that amount...
  • dont think these are rude :) .... if you can afford to save money and spend on friends pls do... nothing wrong at all.. i just usually face these crisis's that i felt it must be said somewhere to help ppl... and mainly to me if i earn i can spend more on ppl i love better without guilt... but since im still at mercy of my parents pocketmoney i still need to find ways to act right when in comes to spending their money. do comment your views on this :)

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